RD Calculator

The amount you deposit monthly.
The rate offered by the bank.
Duration of the RD in months.
How often interest is compounded.
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Month Deposit (₹) Interest Earned (₹) Balance (₹)

What is a Recurring Deposit?

A Recurring Deposit (RD) is a savings scheme where you deposit a fixed amount monthly for a specified period at a predetermined interest rate. It's ideal for building savings through regular contributions.

Benefits of RD

How to Use This Calculator

Enter your monthly deposit, expected interest rate, tenure, and compounding frequency. The calculator will show maturity amount, total interest, and month-wise growth.

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Frequently Asked Questions

What is an RD Calculator?

An RD Calculator helps you calculate the maturity amount and interest earned on a Recurring Deposit based on monthly deposit, rate, tenure, and compounding frequency.

How is RD interest calculated?

RD interest is calculated using compound interest on the accumulated deposits. The formula considers monthly deposits and compounding frequency.

What compounding frequencies are supported?

The calculator supports quarterly and monthly compounding frequencies, as commonly used for RDs.

Are RD returns guaranteed?

RD returns are guaranteed by banks up to Rs. 5 lakh under DICGC insurance. Always check current rates and terms.

How accurate is this calculator?

The calculator uses standard RD calculation formulas and provides accurate estimates. Actual returns may vary based on bank policies.

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Related Calculators & Resources

Note: This calculator provides estimates based on RD formulas. Actual RD rates and terms may vary by bank.